Key Components
Goal Alignment
Regularly assess if your investments still align with your long-term objectives and capture shifts in your personal financial circumstances.
Performance Tracking
Objectively compare the success of your portfolio selections against appropriate industry benchmarks rather than simple gross value fluctuations.
Asset Allocation
Identify portfolio drift and rebalance your holdings to maintain the target risk profile through strategic asset redistribution.
Risk Evaluation
Re-evaluate your risk tolerance relative to current market volatility to ensure your portfolio protections match your current life stage.
Methodology
The Review Process
01
Gather Information
A comprehensive overview is the essential foundation for any rigorous quality evaluation.
02
Measure your returns against objective benchmarks rather than total value change. Performance tracking ensures transparency and identifies where your portfolio creates real value.
Evaluate Performance
03
Check Diversification
Mitigate risk by ensuring your assets are not concentrated in a single sector or investment. A balanced asset allocation aligns your current portfolio with your actual risk tolerance.
04
Calculate total investment costs. Low-cost index funds often outperform active management when fees are accounted for over long-term horizons.
Consider Fees
05
Execute & Adjust
Implement necessary rebalancing to maintain target allocations. Discipline in execution prevents emotional decisions based on short-term market noise.
INVESTMENT REVIEW • GOAL ALIGNMENT • PERFORMANCE TRACKING • ASSET ALLOCATION & REBALANCING • COST AND TAX ANALYSIS • RISK EVALUATION • DIVERSIFICATION • TAX EFFICIENCY • PORTFOLIO OPTIMIZATION •